Ford Authority

Lincoln Navigator Discount Offers Ultra Low-Interest Financing In January 2020

Lincoln Navigator discount offers are rather insignificant during the month of January 2020, as was the case throughout most of the 2019 calendar year. In fact, the incentive offered this month is identical to this month’s offer, and neither offer includes any cash off, though Lincoln previously offered a conquest cash allowance in addition to a special finance offer.


The headlining Lincoln Navigator discount for January 2020 is 0.9 percent financing offer for 60 months when borrowing from Lincoln AFS Financing. It’s worth noting that the offer is not available nationwide. For instance, it is available in the New York City and Miami markets, but is not unavailable in the Detroit and Los Angeles markets.

Interested parties should also note that the aforementioned Lincoln Navigator discount offer – shown below – is only applicable to 2019 Navigator models, and will run thru March 31st, 2020.

For reference, here are the applicable 2019 Lincoln Navigator trim levels and their corresponding starting MSRPs, including the $1,295 destination charge and $645 acquisition fee:

Regular Wheelbase:

  • Standard – $75,145
  • Select – $79,495
  • Reserve – $87,145
  • Black Label – $98,335

Extended Wheelbase:

  • Select L – $82,695
  • Reserve L – $90,345
  • Black Label L – $101,535


  • Must take delivery from an authorized Lincoln dealer’s stock by March 31st, 2020, unless specified otherwise.
  • See dealer for details.
  • Incentive for the United States of America, unless otherwise specified.
  • Some customers may not qualify for this offer.
  • Residency restrictions apply.
  • Offer not available with special finance, lease, and some other offers.

We strive to provide accurate and up-to-date information about the vehicles and their incentives in question, but errors and misprints can happen. In addition, the manufacturer can change incentive information at any time and without notice. Always consult with your dealer regarding color availability information before making purchase decisions. Ford Authority will not be held responsible for any misprints, typos or any other errors.

Frankie's first favorite car was a 1968 Ford Mustang, and he's had a strong appreciation for the nameplate ever since. Later in his youth he became infatuated with Eleanor, thanks to Nicholas Cage's stellar performance. Frank's a real jokester, too.

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