Ford Authority

Lincoln Navigator Discount Offers Interest-Free Financing In December 2020

A Lincoln Navigator discount offer drops the price of all 2020 models by $1,000, though the incentive isn’t promoted in every market. That said, prospective buyers can observe the offer via the automaker’s online vehicle configurator tool.

Additionally, Lincoln is offering a $1,700 cashback rebate towards the lease of any new 2020 Navigator, with $0 down, $0 due at signing, and $0 first month’s payment.

These incentives are notably conservative, a trend that began when the current model was launched for the 2018 model year. With Navigator sales being quite healthy, it appears that Lincoln is in no rush to incentivize its flagship model. In fact, Lincoln even ceased offering rebates for 2019 Navigator models at one point during the 2019 calendar year.

Lincoln Navigator Discount Offers

Lincoln Navigator discount offers during the month of December 2020 are as follows:

  • Cash discount: $1,000 cash back
  • Finance Offers:
    • $1,000 + 1.9 percent APR for 60 months when borrowing from Lincoln AFS Financing
      • Offer observed in the Detroit, New York, and Miami markets
    • $1,000 + 0 percent APR for 36 months when borrowing from Lincoln AFS Financing
      • Offer observed in the Los Angeles market
  • Featured Lease Offer: $1,700 Cash Back
    • $0 due at signing
    • $0 first month’s payment
    • $0 cash due at signing
    • Nationwide

Interested parties should note the offers apply to all 2020 Navigator models, and will remain valid through January 4th, 2021. As we mentioned previously, Lincoln Navigator discount offers are not the same in every market, so be sure to visit your dealer for exact details.

Lincoln Navigator Incentive December 2020

For reference, here are the applicable 2020 Lincoln Navigator trim levels and their corresponding starting MSRPs, including the $1,295 destination charge and $645 acquisition fee:


  • Standard – $78,125
  • Reserve – $83,665
  • Black Label – $99,075

Navigator L

  • Reserve L – $86,865
  • Black Label L – $102,275


  • Must take delivery from an authorized Lincoln dealer’s stock by January 4th, 2021, unless specified otherwise.
  • See dealer for details.
  • Incentive for the United States of America, unless otherwise specified.
  • Some customers may not qualify for this offer.
  • Residency restrictions apply.
  • Offer not available with special finance, lease, and some other offers.

We strive to provide accurate and up-to-date information about the vehicles and their incentives in question, but errors and misprints can happen. In addition, the manufacturer can change incentive information at any time and without notice. Always consult with your dealer regarding color availability information before making purchase decisions. Ford Authority will not be held responsible for any misprints, typos or any other errors.

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Frankie's first favorite car was a 1968 Ford Mustang, and he's had a strong appreciation for the nameplate ever since. Later in his youth he became infatuated with Eleanor, thanks to Nicholas Cage's stellar performance. Frank's a real jokester, too.

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