Ford Authority

Ford UK Partners With By Miles To Offer More Finely Tuned Car Insurance Plans


As Ford Authority reported just yesterday, a recent study found that the vast majority of Americans aren’t satisfied with their car insurance plans or providers. This is precisely why Ford has teamed up with AllstateVeriskNationwide, and Liberty Mutual in recent years to provide usage-based car insurance plans, as well as launched a program called Ford Insure that helps new vehicle owners determine if they have the right coverage. Now, Ford is also teaming up with UK insurance provider By Miles to provide a pay-as-you-drive insurance plan that could greatly benefit those that don’t rack up a ton of miles on a daily basis.

With more and more people working from home or on a hybrid schedule these days, Ford and By Miles’ new usage-based plans could prove to be a boon for those consumers. According to By Miles, this fundamental shift has led to a whopping 885 million kilometer (approximately 550 million) mile reduction in the distance UK drivers have covered each week since the start of the pandemic.

“The way we travel has undergone a huge shift that could well have a long-lasting impact,” said Mark Harvey, director, Enterprise Connectivity, Ford of Europe “We want to champion the changing needs of drivers who continue to work from home. Working with By Miles, we aim to use connected vehicle data to help deliver a full suite of innovative new products and services for our customers.”

This new insurance plan will utilize FordPass Connect – a vehicle’s built-in modem – to track the number of miles a driver covers, rather than plug-in devices used by other insurance companies. Customers can sign up online and manage who can access their vehicle data when the feature fully launches later this year. Ford estimates that around 51 percent of drivers could save up to £257.97 ($358.44 USD) by switching to the usage-based plan.

“The way insurance used to work may not work for everybody,” said James Blackham, CEO and founder, By Miles. “Whatever the new normal looks like, it’s clear that drivers’ needs are changing quickly – and people want fairer, more flexible cover that reflects that. We’re delighted that our pay-by-mile collaboration with Ford will offer drivers a seamless, connected alternative to traditional car insurance.”

We’ll have more on this and other Ford partner programs soon, so be sure and subscribe to Ford Authority for non-stop Ford news coverage.


Brett's lost track of all the Fords he's owned over the years and how much he's spent modifying them, but his current money pits include an S550 Mustang and 13th gen F-150.

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  1. Stephen Ketterer

    “Finely tuned” = more ways for them to rip you off.

    Insurance companies suck.


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