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Ford F-150 Incentive Offers 2.9 Percent APR Financing In December 2022

Throughout December 2022, a Ford F-150 incentive offers low-interest financing for select 2022 models, while separate combo offers, consisting of low-interest financing plus Bonus Cash, are applicable toward certain 2023 model year pickups. It’s important to note that the aforementioned offers are specific to certain markets and are not necessarily available nationwide.

Ford F-150 Incentives

Ford F-150 incentive offers during December 2022 vary depending on market and model year. Here are the featured offers for 2022 model year pickups in four major U.S. markets:

  • New York City: 2.9 percent APR for 60 months
    • Requires Ford Credit Financing
    • Excludes Tremor, Raptor, and Lightning models
  • Detroit: 2.9 percent APR for 60 months
    • Requires Ford Credit Financing
    • Excludes Tremor, Raptor, and Lightning models
  • Miami: 2.9 percent APR for 60 months
    • Requires Ford Credit Financing
    • Excludes Tremor, Raptor, and Lightning models
  • Los Angeles: 1.9 percent APR for 60 months
    • Requires Ford Credit Financing
    • Excludes Tremor, Raptor, and Lightning models

Meanwhile, separate Ford F-150 incentive offers exist for 2023 models. We have compiled a list of featured offers for the 2023 model year in four major U.S. markets:

  • New York City: 3.9 percent APR for 60 months + $500 Bonus Cash
    • Requires Ford Credit Financing
    • Excludes Tremor, Raptor, and Lightning models
  • Detroit: $1,000 Bonus Cash for military and first responders
    • Excludes Tremor, Raptor, and Lightning models
  • Miami: 3.9 percent APR for 60 months
    • Requires Ford Credit Financing
    • Excludes Tremor, Raptor, and Lightning models
  • Los Angeles: 3.9 percent APR for 60 months + $500 Bonus Cash
    • Requires Ford Credit Financing
    • Excludes Tremor, Raptor, and Lightning models

The above F-150 incentive offers will run through January 3rd, 2023. In addition, Ford continues to exclude the high-performance F-150 Raptor and off-road Tremor models, as well as the all-electric F-150 Lightning models, from any offers.

Prospective buyers should note that the above is not a comprehensive list of every Ford F-150 incentive available, but rather samples for select markets. As such, we recommend checking with your local dealer to see exactly what Ford discount offers are available in your area.

Ford F-150 Pricing

For reference, here are the Ford F-150 trim levels and their corresponding MSRPs, including the destination charge and acquisition fee (when applicable):

2022 Ford F-150

  • XL – $31,520
  • XLT – $39,165
  • Lariat – $49,100
  • Tremor – $54,120
  • King Ranch – $60,320
  • Platinum – $63,100
  • Raptor – $70,555
  • Limited – $77,625

2023 Ford F-150

  • XL – $33,695
  • XLT – $41,800
  • Lariat – $57,480
  • Tremor – $63,005
  • King Ranch – $63,005
  • Platinum – $64,695
  • Raptor – $76,775
  • Limited – $84,910

Disclaimers

  • Must take delivery from an authorized Ford dealer’s stock by January 3rd, 2023, unless specified otherwise.
  • See dealer for details.
  • Incentive for the United States of America, unless otherwise specified.
  • Some customers may not qualify for this offer.
  • Residency restrictions apply.
  • Offer not available with special finance, lease, and some other offers.

We strive to provide accurate and up-to-date information about the vehicles and their incentives in question, but errors and misprints can happen. In addition, the manufacturer can change incentive information at any time and without notice. Always consult with your dealer regarding color availability information before making purchase decisions. Ford Authority will not be held responsible for any misprints, typos or any other errors.

Alexandra is a Colorado-based journalist with a passion for all things involving horsepower, be it automotive or equestrian.

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