Ford Authority

Lincoln Navigator Incentive Offers 6.9 Percent APR In December 2022

A Lincoln Navigator incentive offers 6.9 percent APR for 72 months throughout December 2022. The financing offer is available nationwide.

Lincoln did not specify when this particular offer will expire, but it’s highly likely that it will run through the end of the year.  As such, we recommend checking with your dealer for details.

Lincoln Navigator Incentives

The lack of more attractive discounts for the Lincoln Navigator during December 2022 is likely the result of sustained healthy demand amid tight supply of the luxury SUV, a circumstance perpetuated by ongoing global supplier issues.

For the sake of context, below we have included a summary of Lincoln Navigator incentives (or lack thereof) offered so far during the 2022 calendar year to date:

It is also worth noting that Lincoln’s parent company, Ford Motor Company, continues to grapple with ongoing supply shortages and constraints – perhaps the most notable of which continues to be the global microchip shortage. In response to a relatively limited supply of semiconductors, the automaker has chosen to allocate its parts toward the assembly of its more highly profitable vehicles, thereby diminishing supply of others.

Lincoln Navigator Pricing

For reference, here are the 2022 and 2023 Lincoln Navigator trim levels and their corresponding starting MSRPs, including the destination and acquisition fee:

2022 Lincoln Navigator

  • Standard – $77,635
  • Reserve – $89,825
  • Black Label – $106,635

2022 Lincoln Navigator L

  • Reserve L – $92,855
  • Black Label L – $109,680

2023 Lincoln Navigator

  • Standard – $81,420
  • Reserve – $93,630
  • Black Label – $110,950

2023 Lincoln Navigator L

  • Reserve L – $96,660
  • Black Label L – $113,995


  • See dealer for details.
  • Lincoln Navigator discount for the United States of America, unless otherwise specified.
  • Some customers may not qualify for this offer.
  • Residency restrictions apply.
  • Offer not available with special finance, lease, and some other offers.

We strive to provide accurate and up-to-date information about the vehicles and their incentives in question, but errors and misprints can happen. In addition, the manufacturer can change incentive information at any time and without notice. Always consult with your dealer regarding color availability information before making purchase decisions. Ford Authority will not be held responsible for any misprints, typos or any other errors.

Alexandra is a Colorado-based journalist with a passion for all things involving horsepower, be it automotive or equestrian.

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    Supplies must be really low because there is no demand for this vehicle, 2022 US sales (as of November 30, 2022, are down 19.43% to 2021s dismal sales. Beginning in the 2008 calendar year, sales have never topped 20,000 units.


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