Ford Authority

Lincoln Navigator Incentive Offers 6.9 Percent Financing In February 2023

A Lincoln Navigator incentive offers 6.9 percent APR for 72 months during February 2023. The financing offer is available nationwide and is applicable toward the purchase of either a 2022 or 2023 model year vehicle.

Lincoln did not specify when this particular offer will expire, but it’s highly likely that it will run through at least the end of the month. As such, we recommend checking with your dealer for details.

For the sake of context, below we have included a summary of Lincoln Navigator incentives (or lack thereof) offered during the 2022 calendar year, as well as so far during the 2023 calendar year.

2022 Calendar Year

2023 Calendar Year

The limited amount of incentives is the result of Lincoln’s parent, Ford Motor Company, continuing to grapple with ongoing supply chain issues and constraints, including but not limited to the global microchip shortage. To that end, Lincoln is currently offering 2022 order holders a substantial incentive to switch to a 2023 model, as production likely prevented Ford from fulfilling all orders for the prior model year.

Lincoln Navigator Pricing

For reference, here are the 2022 and 2023 Lincoln Navigator trim levels and their corresponding starting MSRPs, including the destination and acquisition fee:

2022 Lincoln Navigator

  • Standard – $77,635
  • Reserve – $89,825
  • Black Label – $106,635

2022 Lincoln Navigator L

  • Reserve L – $92,855
  • Black Label L – $109,680

2023 Lincoln Navigator

  • Standard – $82,265
  • Reserve – $94,475
  • Black Label – $111,795

2023 Lincoln Navigator L

  • Reserve L – $97,505
  • Black Label L – $114,840


  • See dealer for details.
  • Lincoln Navigator discount for the United States of America, unless otherwise specified.
  • Some customers may not qualify for this offer.
  • Residency restrictions apply.
  • Offer not available with special finance, lease, and some other offers.

We strive to provide accurate and up-to-date information about the vehicles and their incentives in question, but errors and misprints can happen. In addition, the manufacturer can change incentive information at any time and without notice. Always consult with your dealer regarding color availability information before making purchase decisions. Ford Authority will not be held responsible for any misprints, typos or any other errors.

Alexandra is a Colorado-based journalist with a passion for all things involving horsepower, be it automotive or equestrian.

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