Ford Authority

Lincoln Navigator Incentive Offers 6.9 Percent Financing August 2023

A Lincoln Navigator incentive offers 6.9 percent APR financing for 72 months in August 2023. The aforementioned financing offer appears to be available nationwide and is applicable toward every Navigator trim level. Lincoln did not specify when this particular offer will expire, but it’s highly likely that it will at least run through the end of the month.

The rather conservative incentive offers for the Lincoln Navigator during August 2023 is the result of extremely healthy demand and tight supply of the luxury SUV, a circumstance perpetuated by ongoing global supplier issues.

For the sake of context, below we have included a list of Lincoln Navigator incentives offered during the 2022 calendar year, as well as 2023 to date:

2022 Calendar Year

2023 Calendar Year

The Lincoln Navigator incentive offers this month are conservative yet again. This is likely due to increased demand for the luxury SUV amid dwindling supply. In fact, the 2023 Lincoln Navigator Standard can no longer be ordered by customers as of late March, an indication that production is still running at suboptimal levels.

Looking ahead, the 2024 Lincoln Navigator doesn’t receive any major changes, although it will drop standard rear-wheel-drive in favor of all-wheel-drive. In fact, the last time the Navigator received major revisions was for the 2022 model year. However, that won’t be the case for much longer, as looking ahead, the 2025 Lincoln Navigator will gain a substantial refresh to make it a more formidable opponent in the full-size luxury SUV segment.

Lincoln Navigator Pricing

For reference, here are the 2023 Lincoln Navigator trim levels and their corresponding starting MSRPs, including the destination and acquisition fee:

Lincoln Navigator

  • Standard – $85,305
  • Reserve – $97,865
  • Black Label – $113,290

Lincoln Navigator L

  • Reserve L – $100,890
  • Black Label L – $116,335


  • See dealer for details.
  • Lincoln Navigator discount for the United States of America, unless otherwise specified.
  • Some customers may not qualify for this offer.
  • Residency restrictions apply.
  • Offer not available with special finance, lease, and some other offers.

We strive to provide accurate and up-to-date information about the vehicles and their incentives in question, but errors and misprints can happen. In addition, the manufacturer can change incentive information at any time and without notice. Always consult with your dealer regarding color availability information before making purchase decisions. Ford Authority will not be held responsible for any misprints, typos or any other errors.

Alexandra is a Colorado-based journalist with a passion for all things involving horsepower, be it automotive or equestrian.

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  1. Ron

    Credit unions will give losn for 3.2 percent with credit score above 750

    1. Bill

      No they don’t. I work in the finance dept and .ost credit unions are in the 6-7% area. Also, in Las Vegas we have 3.9% for 60 and 72 months.

  2. dcirucci

    Been stockholder for years and a Ford man since my grandfather got me hooked on his ‘57 Fairlane. Love my 50th Anniversary TBird and three Mustangs (1967 GTA Fastback, 2009 GT500KR and 2019 Coyote GT convertible. I owned many Lincoln’s but now that they ruined the brand by no longer offering a V8 option, I can’t ever see myself buying one again and I am not alone. Somebody in Fords marketing department should realize lots of us baby boomers still want real V8 power. What would it take to transplant a 500hp Coyote from the new Black Horse with the F150 ten speed into the Navigator? As an old PA mechanic, me thinks very little effort, and they would sell like hotcakes! Until then I’ll just drive my 400hp 5.7 litre Armada back and forth between my PA and Florida homes.

    1. Bill

      The 3.5L TT V6 in the Navigator is the same as the F-150 Raptor. It actually puts out more torque than the 5.0L V8. Also, it’s called the Dark Horse.

    2. masb1955

      Haven’t had a V-8 for a number of years now.

  3. masb1955

    6.9%? A $20-30K Rebate and a flatbed couldn’t move these buckets.

  4. Cigna

    0% financing for 72 months is the only way this way overpriced, recalled vehicle will sell.


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