Ford Authority

Lincoln Navigator Incentive Offers Low-Interest Financing In January 2024

A Lincoln Navigator incentive offers 3.9 percent APR financing for 72 months during January 2024 for 2023 model year luxury SUVs, while a separate 6.9 percent financing offer is also available toward 2024 model year vehicles.

The aforementioned financing offers appear to be available nationwide and are applicable toward every Navigator trim level. Lincoln did not specify when these particular offers will expire, but it’s highly likely that they will at least run through the end of the month.

For the sake of context, below we have included a list of Lincoln Navigator incentives offered during the 2023 calendar year, as well as 2024 to date:

2024 Calendar Year

  • January – 3.9 percent APR financing

While Lincoln Navigator incentive offers for 2023 model year vehicles are a bit more generous than in recent memory, offers this month are conservative yet again, as well as the offers applicable toward the 2024 model year. As a reminder, there aren’t many changes on the way for the forthcoming model year, although it does drop standard rear-wheel-drive in favor of all-wheel-drive.

Lincoln Navigator Pricing

For reference, here are the 2023 Lincoln Navigator trim levels and their corresponding starting MSRPs, including the destination and acquisition fee:

2023 Lincoln Navigator

  • Standard – $85,305
  • Reserve – $97,865
  • Black Label – $113,290

2023 Lincoln Navigator L

  • Reserve L – $100,890
  • Black Label L – $116,335

2024 Lincoln Navigator

  • Premiere – $85,405
  • Reserve – $97,965
  • Black Label – $113,390

2024 Lincoln Navigator L

  • Reserve L – $100,990
  • Black Label L – $116,435


  • See dealer for details.
  • Lincoln Navigator discount for the United States of America, unless otherwise specified.
  • Some┬ácustomers may not qualify for this offer.
  • Residency restrictions apply.
  • Offer not available with special finance, lease, and some other offers.

We strive to provide accurate and up-to-date information about the vehicles and their incentives in question, but errors and misprints can happen. In addition, the manufacturer can change incentive information at any time and without notice. Always consult with your dealer regarding color availability information before making purchase decisions. Ford Authority will not be held responsible for any misprints, typos or any other errors.

Alexandra is a Colorado-based journalist with a passion for all things involving horsepower, be it automotive or equestrian.

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