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Ford Pro Insure Expands Into Two More States

Ford Pro Insure – which is essentially just usage-based auto insurance, but caters specifically to commercial fleet customers – debuted back in late 2022 as the latest product from the automaker’s dedicated business unit, which is aiming to provide those customers with a one-stop-shop approach. Since then, Ford Pro Insure has expanded its reach on a state-by-state basis in the U.S., proving to be a popular option for fleet customers. Now, that same product continues its rapid expansion by adding two more states to its ever-growing list of availability.

A photo showing the exterior of the Ford E-Transit from a front three quarters angle.

Those states are Texas and Ohio, making it an even ten U.S. states that currently offer Ford Pro Insure – including Arizona, Illinois, Tennessee, Indiana, Wisconsin, Minnesota, Maryland, Pennsylvania. Ford Pro Insure expanded to Arizona, Illinois, and Tennessee back in July 2023, and just under a year later, added Minnesota and Maryland to that list as well.

The Blue Oval teamed up with Pie Insurance – a company provides distribution, underwriting, servicing, and claims – to create Ford Pro Insure, which is available through managing general agent Pie Insurance, though it’s also underwritten by a Blue Oval subsidiary dubbed The American Road Insurance Company (TARIC). “Ford Pro customers have come to expect a complete set of products and services that ensure their fleets are the most efficient and productive business tools they can be,” said Jim Drotman, Ford Pro FinSimple executive vice president overseeing commercial financing and insurance. “Insuring their vehicles through Ford Pro Insure will be an important part of that seamless experience that helps many business customers lower their total cost of fleet ownership.”

A front view of the 2025 Ford E-Transit.

“Pie’s mission is to empower small businesses to thrive by making commercial insurance affordable and as easy as pie,” said Dax Craig, co-founder and president of Pie. “Ford Pro Insure offerings have been growing strategically and coverage is available to small business owners across several states. We’re excited to continue to work with the team to expand to even more states this year in order to help small business owners across the country reduce the overall cost of fleet ownership and focus on what matters most – running their businesses.”

Brett's lost track of all the Fords he's owned over the years and how much he's spent modifying them, but his current money pits include an S550 Mustang and 13th gen F-150.

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