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Ford F-150 Incentive Offers Long-Term Financing In February 2025

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In February 2025, a Ford F-150 incentive offers long-term financing nationwide on the 2025 Ford F-150, the best-selling full-size light duty pickup truck.

The Blue Oval usually excludes the high-performance off-road F-150 Raptor and Raptor R models from any offers or discounts, but that does not seem to be the case this time around.

Ford F-150 Incentives

Ford F-150 discount and incentive offers vary by region in February 2025. Below, we have compiled the most significant deals observed in four large U.S. markets for the 2025 F-150:

  • Nationwide:
    • Retail Offer:
      • Applies to 2025 F-150
      • 5.9 percent APR for 60 months
      • Requires Ford Credit financing

The above offers will remain valid through March 31st, 2025. As a reminder, the preceding list does not represent all offers that may be available, so as always, we recommend checking with an authorized Ford dealer in your area to find out what Ford F-150 incentive offers are available to you.

Ford F-150 Pricing

For reference, here are the 2025 Ford F-150 trim levels and their corresponding starting MSRPs, including $1,995 destination/delivery charge:

  • XL – $40,705
  • STX – $44,910
  • XLT – $47,590
  • Tremor – $66,810
  • Lariat – $65,255
  • King Ranch – $76,800
  • Platinum – $76,800
  • Raptor – $80,900
  • Raptor R – $112,825

About Ford F-150

The 2025 Ford F-150 follows the refreshed 2024 Ford F-150 and arrives with few changes. The 2025 model deletes the factory-installed SecuriCode keypad, though it’s still available as a dealer-installed option. The 2025 F-150 will also drops the factory Connected Navigation feature on XL and STX trims, which was previously standard across the 2024 F-150 lineup. Additionally, the XLT will only offer Connected Navigation on the Mid and High equipment groups, though it does include a one-year trial for the service.

Additionally, the 2025 F-150 has dropped the previously-available Heritage Edition, which debuted back in June of 2022 for the 2023 model year as a bit of a retro throwback, and has also ditched the three-year BlueCruise subscription option. Finally, the 2025 lineup deletes a pair of exterior color options, namely Avalanche and Darkened Bronze Metallic, but gains two new ones, those being Marsh Gray and Space White Metallic.

Pricing for the 2025 F-150 shows that it’s actually been lowered for popular trims. The most expensive Super Truck, the Raptor R, rings in at more than $121K, while the top non-Raptor model costs nearly $91K. That would be the Platinum trim level with the Platinum Plus equipment group, which adds Black Label perks to the lineup.

The online configurator tool is live for the 2025 F-150.

Disclaimers

  • Must take delivery from an authorized Ford dealer’s stock by March 31st, 2025, unless specified otherwise.
  • See dealer for details.
  • Incentive for the United States of America, unless otherwise specified.
  • Some customers may not qualify for these discount offers.
  • Residency restrictions apply.
  • Ford discount offers might not be available with special finance, lease, and some other offers.

We strive to provide accurate and up-to-date information about the vehicles and their incentives in question, but errors and misprints can happen. In addition, the manufacturer can change incentive information at any time and without notice. Always consult with your dealer regarding color availability information before making purchase decisions. Ford Authority is not responsible for any omissions, misprints, or any other errors.

Ford F-150 Photos
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Vince has owned couple of Fords in his lifetime, and they were both manuals.

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Vince Brown

Vince has owned couple of Fords in his lifetime, and they were both manuals.

View Comments

  • 5.9%???????????? What a Bargain FORD?????? If this was a Credit Card APP, I'd JUMP On it in a Heartbeat, But on what's gonna end up (For Me / Us Anyway) Close to a $90K TRUCK...... Ya we'll PASS FORD!!! Ya, what a BARGIN???? Bend Over FOLKS, Just another Ploy to take even More of our Hard earned MONEY, and then Deal with All the Recall's and POOR SERVICING Coming with it!!!! NOPE...... No Thanks FORD, We're Paying ya Through the Nose Right Now!!! Have a Nice Day!! JIMMY........

  • Yeah, 5.9% is basically rack rate from any bank if you have passable credit.

    Call me when it's 0% for 72 months.

  • Fake leather on the Lariat trim, no thanks I’ll pass on the 2025. The 5.9% rate isn’t great either. Should be 0% with an additional $2k off

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