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Lincoln Drivers Have Lower DUI Rates Than Most Other Brands

As most are well aware, certain vehicle models carry reputations that are sometimes warranted, and yet, other times, perhaps not so much. Lincoln, for example, has long held a bit of a reputation for being the preferred choice of older folks, even though younger buyers have gravitated toward the luxury brand in recent years, too. Regardless, a recent study shed some light on the behaviors of those who drive different automotive brands, and it revealed some very interesting tidbits pertaining to Lincoln drivers, in general.

A photo showing the exterior of the 2022 Lincoln Navigator from a side angle.

This study comes to us from LendingTree, which found that Lincoln drivers have one of the lowest rates of any brand when it comes to receiving driving under the influence charges – 1.31 DUIs per 1,000 drivers, in fact. That ranks Lincoln drivers fifth-best among 30 automotive brands, behind only Volvo (1.13), Hyundai (1.20), Kia (1.22), and Cadillac (1.27). The discontinued Blue Oval brand Mercury ranked eighth at 1.39 DUIs per 1,000 drivers, while on the flip side, Pontiac drivers were the worst offenders at 3.11 DUIs per 1,000 drivers – overtaking BMW this time around, which landed in second with a score of 2.57.

To come up with these rankings, Lending Tree analyzed tens of millions of insurance inquiries from its QuoteWizard tool that were conducted throughout the duration of 2024. It then calculated the number of driving incidents per 1,000 drivers in all 50 U.S. states, whittling down those numbers to categories including accidents, speeding, traffic citations, and DUIs. Ultimately, these results highlight specific brands that are likely going to be cheaper or more expensive to insure, based on their individual incident rates.

“People who drive these vehicle makes are likely to get slightly cheaper insurance rates than those with higher-incident vehicles,” said LendingTree auto insurance expert and licensed insurance agent Rob Bhatt. “That said, other factors come into play. Your car’s market value is another factor that impacts your insurance cost. If you total your car and have collision coverage, your insurance company has to pay you your car’s value, minus your deductible. Higher value cars tend to cost insurance companies more, and these are the types of costs that are often also reflected in your rate.”

Brett's lost track of all the Fords he's owned over the years and how much he's spent modifying them, but his current money pits include an S550 Mustang and 13th gen F-150.

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  1. How can I sign up for the “Lincoln Authority” website. Switched to Lincoln’s a few years ago and would like this info now.
    Thank you,
    Dale Marcos
    Retired Manager, Dearborn Assembly Plant,32 years.

    Reply

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