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2024 Ford F-150 Interest Rates Significantly Cut Down

Though 2025 models are already on dealer lots, there are still quite a few 2024 Ford F-150 pickups waiting to be sold, marking a stark turnaround from inventory shortages that perpetuated across the entire automotive industry not too terribly long ago. This is good news for shoppers wanting to save a bit of money on their new truck purchase, as we’ve seen the Ford F-150 get treated to several incentives as of late. Now, leftover 2024 Ford F-150 models are eligible for lower interest rate deals, too.

A photo showing the exterior of the 2024 Ford F-150 from a front view.

According to a dealer bulletin recently seen by CarsDirect, the 2024 Ford F-150 is now eligible for 72-month financing at a 2.9 percent APR, which is down from the previous rate of 4.9 percent for the same term – which could easily save one thousands of dollars in interest over the course of a loan. Most trims are eligible for this new offer, save for the F-150 Raptor, as is usually the case.

If one finances a $75,000 truck at the higher 4.9 percent rate, the total cost over the course of that loan would come in at $86,716, while the lower 2.9 percent APR results in a cost of $81,805 – a difference of $4,911, which is quite substantial. However, there is a big caveat, aside from the fact that one will need top tier credit to qualify for this deal – it can’t be combined with most rebates, but it still might be enough to entice consumers to help Ford reduce leftover F-150 inventory, regardless.

A rear three quarters view of the 2024 Ford F-150 Lariat.

As Ford Authority reported back in November, The Blue Oval had the highest level of 2024 model year inventory left on dealer lots of any brand at that time, by a long shot. Ford had over 400,000 2024 model year vehicles sitting on dealer lots at the beginning of November, according to this data, while the next closest brand – Chevrolet – came in at less than half of that total.

Brett's lost track of all the Fords he's owned over the years and how much he's spent modifying them, but his current money pits include an S550 Mustang and 13th gen F-150.

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Comments

  1. Step 1 in the “How do we keep customers coming in the doors?” playbook. A.K.A., how to deal with Trump’s well thought out tariff plans…;-).

    Reply
  2. Well lower interest rates are not enough the prices need to come down 15k

    Reply
  3. Trump and his chain saw wielding comrade have caused so much uncertainty in the US economy, that’s it’s going to be very, very difficult to offload all those trucks without huge incentives. I bought my new F150 over a year ago when the economy was humming along amid record high stocks. What’s a difference a year makes.

    Reply

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