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Lincoln Navigator Incentive Offers Interest-Free Financing In March 2025

In March 2025, a Lincoln Navigator incentive still offers interest-free long-term financing on the 2024 Lincoln Navigator.

The luxury marque also offers up to $4,000 off, which includes $2K trade assistance, plus $2K luxury conquest cash in select markets for non-Ford/Lincoln/Mercury owners or lessees. Trade-in or lease termination are not required.

Special lease deals are available as well in select markets on the full-size luxury SUV.

There are no incentives yet offered on the refreshed 2025 Lincoln Navigator.

Side profile of Lincoln Navigator L Reserve. A Lincoln Navigator incentive offers interest-free financing in March 2025.

Lincoln Navigator Incentives

Lincoln discount and incentive offers vary by region in March 2025. Below, we have compiled the most significant deals observed in four large U.S. markets for the 2024 Navigator:

  • Miami:
    • Lease Offer:
      • Applies to 2024 Lincoln Navigator Premiere
      • For Trade-In Competitive Customers and Current Lessees
      • $999 per month for 36 months
      • $7,786 due at signing
      • Security deposit waived
      • Lincoln AFS Red Carpet Lease
    • Retail Offer:
      • Applies to 2024 Lincoln Navigator
      • Zero percent APR for 60 months
      • Requires Lincoln AFS Financing
      • Plus $2,000 Luxury Conquest Cash for non-Ford/Lincoln/Mercury owners or lessees
      • Plus $2,000 Trade Assistance
      • Up to $4,000 Total Cash Allowance
    • Retail Offer:
      • Applies to 2024 Lincoln Navigator
      • Zero percent APR for 72 months
      • Requires Lincoln AFS Financing
    • Retail Offer:
      • Applies to 2024 Lincoln Navigator
      • 1.9 percent APR for 84 months
      • Requires Lincoln AFS Financing
  • New York:
    • Lease Offer:
      • Applies to 2024 Lincoln Navigator Reserve 4X4
      • For Trade-In Competitive Customers and Current Lessees
      • $1,059 per month for 36 months
      • $5,159 due at signing
      • Security deposit waived
      • Lincoln AFS Red Carpet Lease
    • Retail Offer:
      • Applies to 2024 Lincoln Navigator
      • Zero percent APR for 60 months
      • Requires Lincoln AFS Financing
      • Plus $2,000 Luxury Conquest Cash for non-Ford/Lincoln/Mercury owners or lessees
      • Plus $2,000 Trade Assistance
      • Up to $4,000 Total Cash Allowance
    • Retail Offer:
      • Applies to 2024 Lincoln Navigator
      • Zero percent APR for 72 months
      • Requires Lincoln AFS Financing
    • Retail Offer:
      • Applies to 2024 Lincoln Navigator
      • 1.9 percent APR for 84 months
      • Requires Lincoln AFS Financing
  • Detroit:
    • Lease Offer:
      • Applies to 2024 Lincoln Navigator Premiere 4X4
      • For Trade-In Competitive Customers and Current Lessees
      • $1,049 per month for 36 months
      • $6,024 due at signing
      • Security deposit waived
      • Lincoln AFS Red Carpet Lease
    • Lease Offer:
      • Applies to 2024 Lincoln Navigator Reserve 4X4
      • For Trade-In Competitive Customers and Current Lessees
      • $1,175 per month for 36 months
      • $6,175 due at signing
      • Security deposit waived
      • Lincoln AFS Red Carpet Lease
    • Retail Offer:
      • Applies to 2024 Lincoln Navigator
      • Zero percent APR for 60 months
      • Requires Lincoln AFS Financing
      • Plus $2,000 Luxury Conquest Cash for non-Ford/Lincoln/Mercury owners or lessees
      • Plus $2,000 Trade Assistance
      • Up to $4,000 Total Cash Allowance
    • Retail Offer:
      • Applies to 2024 Lincoln Navigator
      • Zero percent APR for 72 months
      • Requires Lincoln AFS Financing
    • Retail Offer:
      • Applies to 2024 Lincoln Navigator
      • 1.9 percent APR for 84 months
      • Requires Lincoln AFS Financing
  • Los Angeles:
    • Retail Offer:
      • Applies to 2024 Lincoln Navigator
      • 1.9 percent APR for 84 months
      • Requires Lincoln AFS Financing

The above offers will remain valid through March 31st, 2025. As a reminder, the preceding list does not represent all offers that may be available. As always, we recommend checking with an authorized Lincoln dealer in your area to find out what Lincoln Navigator incentive offers are available to you.

Lincoln Navigator Pricing

For reference, here are the 2024 Lincoln Navigator trim levels and their corresponding starting MSRPs, including destination/delivery charge:

2024 Navigator

  • Premiere – $85,405
  • Reserve – $97,965
  • Black Label – $113,390

2024 Navigator L

  • Reserve L – $100,990
  • Black Label L – $116,435

Refreshed 2025 Lincoln Navigator L Black Label

About Lincoln Navigator

There were few changes for the 2024 Lincoln Navigator, though it does drop standard rear-wheel drive in favor of all-wheel drive. Here is a guide to every 2024 Navigator wheel and package.

The refreshed 2025 Lincoln Navigator debuts with a new versatile split gate, overhauled interior, and revised styling, just three years after the last update in 2022. The fresh look up front shows a revamped grille design and an integrated light bar, while the dash sports a massive 48-inch panoramic display spanning the entire width, coupled with an 11.1-inch center touchscreen. Second-row passengers get available Power Tailored captain’s chairs that are power-adjustable, heated, ventilated, and feature a massaging function.

The new ride comes with standard 22-inch wheels at each corner, while 24-inch wheels are available for the first time ever. Here’s a guide to all the 2025 Navigator wheels, the available paint colors, and every package – including the luxurious Black Label Special Edition. Here’s everything you need to know about the different grilles.

The 2025 Lincoln Navigator carries on with the twin turbocharged 3.5L V6 EcoBoost engine, which produces 440 horsepower and 510 pound-feet of torque. It’s mated to the 10-speed automatic transmission and standard four-wheel drive, coupled with an adaptive suspension with continuously controlled damping. It is also slated to receive a hybrid of some sort down the road.

The refreshed 2025 Navigator can be ordered now for delivery this spring.

Refreshed 2025 Lincoln Navigator Black Label

Disclaimers

  • Must take delivery from an authorized Lincoln dealer’s stock by March 31st, 2025, unless specified otherwise.
  • See dealer for details.
  • Incentive for the United States of America, unless otherwise specified.
  • Some customers may not qualify for these discount offers.
  • Residency restrictions apply.
  • Lincoln discount offers might not be available with special finance, lease, and some other offers.
  • Contact your dealer for local market offers on select variants and trim levels.

We strive to provide accurate and up-to-date information about the vehicles and their incentives in question, but errors and misprints can happen. In addition, the manufacturer can change incentive information at any time and without notice. Always consult with your dealer regarding color availability information before making purchase decisions. Ford Authority is not responsible for any omissions, misprints, or any other errors.

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