The Ford Mustang Mach-E debuted back in 2021, a time when consumer interest in EVs was quite high. With early adopters exiting the market and supply catching up with demand – not to mention a softening electric vehicle market in general – Mach-E prices have come down considerably since then. As such, the average Ford Mustang Mach-E monthly payment has also been on the decline for a while, but that wasn’t the case in Q2 2025.
According to Experian’s Q2 2025 State of the Automotive Finance Market Report, the average monthly finance payment for Ford Mustang Mach-E customers in the previous quarter of this year came in at $759, while the average monthly lease payment was $541. Both of those figures represent an increase compared to Q4 2024, when they came in at $696 and $527, respectively.
Among the top 10 leased EV models on this list, the Ford Mustang Mach-E had a higher monthly loan payment average than all but two of its rivals – the Acura ZDX at $784, and the BMW i4 at $855. The same is true of leasing, as only the Tesla Model Y, i4, and Honda Prologue had a higher average monthly lease payment than the Mach-E as well. In Q2, the Mach-E accounted for 2.89 percent of all newly leased EV models, which ranks it eighth among all of its peers.
We’ve seen these numbers change quite a bit in recent months, however. In Q3 2024, the average Ford Mustang Mach-E monthly finance payment was $726, which was nearly $200 more than the average lease payment of $530, and both of those figures declined in the ensuing quarter. The fact that there continues to be a large delta between lease and finance payments for EVs, in general, also helps explain why so many consumers opt to go the former route.
That’s certainly true of the Ford Mustang Mach-E, as 62.15 percent of that model’s customers in the Q2 opted to lease their EV crossovers, compared to 30.69 percent that took out a loan and 7.16 percent that paid cash.
Comments
Anyone that buys an EV is a fool. You’ll NEVER recoup the investment, especially compared to an ICE vehicle. EV’s have the worst resale value of any vehicle out there. They’re really nothing more than a fashion statement
All that may be true if you consider a vehicle nothing more than an investment asset. Some folks consider other factors, and EV’s (especially the MME), score high when considering them. Even if it is only as a “fashion statement.” 🙂